READ CAREFULLY. Navo is a project management and organisational tool. It is NOT a financial product, financial service, or investment advice service. This disclaimer is incorporated into and forms part of the Navo Terms of Service.
Yapa Technologies Pty Ltd does not hold an Australian Financial Services Licence (AFSL) and is not authorised by the Australian Securities and Investments Commission (ASIC) to provide financial product advice. The Navo platform does not constitute a "financial service" within the meaning of section 766A of the Corporations Act 2001 (Cth), nor does it constitute a "financial product" within the meaning of section 763A of the Corporations Act 2001 (Cth).
Nothing on the Platform constitutes:
All financial figures, budgets, cost estimates, and projections displayed within the Platform are entered by you or your team. Navo does not verify, audit, or guarantee the accuracy of user-entered data. You are solely and entirely responsible for the accuracy, completeness, and reliability of all data you enter.
Renovation cost estimates, ROI projections, suburb data, and other financial outputs generated by the Navo platform are provided for informational purposes only and may be materially inaccurate. Cost estimates are built from research into Australian renovation costs and stress-tested against experienced project managers and builders, but individual project costs vary significantly. You must independently verify all platform outputs with qualified professionals before acting on them.
AI Outputs are generated algorithmically based on anonymised historical data patterns. They are not tailored to your specific circumstances. They may be inaccurate, incomplete, or outdated. Past patterns are not indicative of future outcomes. You must not rely on AI Outputs as the sole basis for any financial, investment, or legal decision.
Navo's cost estimates are built from extensive research into Australian renovation costs, stress-tested against experienced project managers and builders. They are provided as a strong starting point only. Always validate with your own trade quotes and professional advisers before committing to a purchase or renovation.
Property renovation and investment involves significant financial risk including the risk of losing money. Property values can decrease. Renovation costs can exceed estimates. Market conditions, economic factors, regulatory changes, and unforeseen circumstances can adversely affect project outcomes. No software tool can predict or guarantee the outcome of any property investment or renovation project.
Always seek independent advice from appropriately qualified and licensed professionals:
By using the Platform you acknowledge that you have read this disclaimer, you will not use the Platform as a substitute for professional advice, you assume full responsibility for all financial and investment decisions made in connection with your use of the Platform, and Yapa Technologies Pty Ltd is not liable for any loss arising from use of or reliance on the Platform.